Public Provident Fund (PPF) account has a 15-year lock-in. Funds can be accessed only at the end of that period. However, partial withdrawals are allowed subject to certain conditions. One is allowed withdrawal of up to 50% of balance in the account after completion of five years from the end of the year in which the initial subscription was made.
from Times of India http://bit.ly/2LIoMlz
Monday, December 31, 2018
Sri Lanka cricket rated most corrupt by ICC: Minister
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Feel like a soap opera director: Langer on Smith, Warner controversy
Bhattacharya proud of son-in-law Chhetri for following his footsteps
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भोजपुरी सुपरस्टार पवन सिंह ने प्रशंसकों को दिया ये न्यू ईयर गिफ्ट

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2019: साल की आखिरी रात पर खाएं ये चीजें, आता है गुडलक

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Harmanpreet captain of ICC T20I team of the year
India's Harmanpreet Kaur was Monday named captain of the ICC Women's T20I Team of the Year, which also includes two of her compatriots Smriti Mandhana and Poonam Yadav.
from Times of India http://bit.ly/2CIzciB
from Times of India http://bit.ly/2CIzciB
RPF SI RPF Admit Card: प्रवेश पत्र जारी, ऐसे करें डाउनलोड

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New Year Party Destinations in Delhi: यहां करें जमकर सेलिब्रेट

New Year Party Celebration Destinations in Delhi ऐसी कुछ खास जगहें जहां आप न्यू ईयर 2019 को खासतौर से...
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Happy New Year 2019: इन सुपरहिट नंबर के साथ करें नए साल स्वागत

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Bigg Boss 12 Winner दीपिका का घर पर यूं हुआ स्वागत, Video वायरल

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गाजीपुर हिंसा से सुर्खियों में आई निषाद पार्टी का ये है इतिहास

NISHAD PARTY संजय निषाद ने साल 2013 में निषाद पार्टी का गठन किया था. निषाद पार्टी का पूरा नाम...
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सिडनी में रिकॉर्ड डरावना, मैच ड्रॉ रहा तो भी इतिहास रचेगा भारत

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The Best of 2018: Top Indian female athletes of the year
Harmanpreet Kaur named ICC T20I team of the year captain
Smriti wins 'Women's Cricketer', 'ODI Player of the year' awards
Virat Kohli, Kagiso Rabada maintain top spot in ICC Test Player rankings
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मध्य भारत में ठंड का कहर, कई इलाकों में जमी बर्फ की पतली परत

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मौत के नए-नए तरीके किए थे ईजाद, फिर लौट आया है वही तालिबान!

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Simmba Box Office Collection: 75 Cr तक पहुंची रणवीर की फिल्म

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Anti-Sikh riots case: Sajjan Kumar surrenders
Former Congress leader and a convict in 1984 anti-Sikh riots case, Sajjan Kumar surrendered on Monday in Delhi's Karkardooma Court. On December 17, Kumar was sentenced to life for the "remainder of his natural life" by the Delhi High Court. The high court had on December 21 declined his plea to extend the time of his surrender by a month.
from Times of India http://bit.ly/2AqCt4l
from Times of India http://bit.ly/2AqCt4l
योगी ने पूछा- जिसका नाम मिशेल ने लिया, वो महिला कौन थी?

भारतीय जनता पार्टी (बीजेपी) ने रविवार को भी कांग्रेस पर अगस्ता वेस्टलैंड के बिचौलिये जेम्स क्रिश्चियन मिशेल के संबंध...
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सुप्रीम कोर्ट के कोलेजियम में शामिल हुए जस्टिस अरुण मिश्रा

जस्टिस अरुण मिश्रा को सुप्रीम कोर्ट के कोलेजियम में शामिल कर लिया गया है. अब इस कोलेजियम में उनके...
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जीवा संग धोनी की मस्ती, गड्ढा खोदकर आधे पैर को दबाया

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टि्वटर पर कांग्रेस का पोस्टर, खट्टर को बताया The Accidental CM

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CBI finds documents establishing 54 million euros payment to Michel
Inching closer towards the Indians who were allegedly paid bribes in Rs 3,700 crore VVIP chopper scam, the CBI has recovered documents which establish payment of at least 54 million (Rs 431 crore according to current rates) of the total 58 million by AgustaWestland to Christian Michel and Guido Haschke for further payments in India.
from Times of India http://bit.ly/2SsrT3X
from Times of India http://bit.ly/2SsrT3X
5 जनवरी को पलामू में मोदी की रैली, काले कपड़े पहनकर जाने पर रोक

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ITR filing: कुछ घंटों में भर लें रिटर्न, वर्ना लगेगा बड़ा जुर्माना

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OMG! Apple के नए iPhone XS Max में लगी आग

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2000 रु. में iPhone की बैटरी रिप्लेस कराने का आखिरी मौका

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तीन तलाक पर महबूबा मुफ्ती बोली- हमारे घर में घुस रही BJP

राष्ट्रवादी कांग्रेस पार्टी के माजिद मेमन ने कहा कि मुस्लिम महिलाएं नहीं चाहती हैं कि यह तीन तलाक बिल...
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पाकिस्तानी कर रहा था प्रताड़ित, इसलिए फ्लाइट में भारतीय ने उतारे कपड़े

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जितने पैसे PM ने दोस्तों के माफ किए उतने में बनते 40 एम्स: राहुल गांधी

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How two Delhi youths used dark web to bring in drugs worth lakhs
The crime branch has blown the lid off a drug supply module that ordered consignments from other countries through the dark web and received them in Delhi via international courier firms.
from Times of India http://bit.ly/2SpZVWk
from Times of India http://bit.ly/2SpZVWk
How to Say Happy New Year How to Say Happy New Year
People all over the world ring in the New Year with gusto and a hope for a fresh start. To commemorate the occasion, it is important to spread the joy and positive vibes by wishing people “Happy New Year.” Sometimes, this phrase is said so reflexively that you may not notice just how much the expression can positively affect someone. While there is no fixed way to wish someone well in the coming year, there are different ways you can bring emotion and meaning back into the commonplace greeting.
EditSteps
EditWishing Family and Friends Happy New Year
- Say the greeting aloud to someone at midnight on New Year’s Eve. Be bold and shout it at the top of your lungs, or simply wish people a happy New Year individually. Say it to family members, friends, or to people you interact with while out in public. [1]
- Show affection to your loved ones as you greet them. Giving a hug, or even a kiss on both cheeks, can show that you genuinely wish them well at the start of the new year.[2]
- Also take interest in what your loved ones have to say or what is going on in their lives. Follow up your greeting by asking if they have any set plans or goals for the start of the new year. Maybe you have a New Year’s resolution and want to share that with them as well.
- Send the New Year’s greeting as a text message to friends and family. Compose and send the message at midnight on New Year’s Eve if you know the person will be awake or wait to send the message out over the next week. Sending a text message is a good substitute when you can’t greet someone in person.[3]
- Be expressive with your message. Use exclamation marks, and smiling or excited emojis galore. Sometimes text messages can seem flat, so make sure to dress the message up to adequately portray your excitement.
- Apps like SnapChat or Bitmoji will even have personalized filters or graphics for you to send along with your written message.
- Post about your past year on social media and finish it with New Year’s wishes. Highlight some positive experiences you had like recalling a fun vacation or include some of the struggles you overcame like conquering a tough semester at college. Maybe even select a fun picture or a favorite quote related to New Year’s and post it to your social media accounts. This will give an all-encompassing wish to your family and friends without having to message each person individually.[4]
- Give an insightful quote like one said by T.S. Eliot, “For last year’s words belong to last year’s language. And next year’s words await another voice.”
- Pick quote from popular celebrities like Oprah Winfrey, “Cheers to a new year and another chance for us to get it right,” or even Brad Paisley, “Tomorrow is the first blank page of a 365-page book. Write a good one.”
- Post a quote that is uplifting or inspiring, like one from Henry David Thoreau, “Go confidently in the direction of your dreams. Live the life you have imagined.”
- Mail out handwritten cards to loved ones a week before New Year’s Day. Send a festive card for the occasion, and write a personal message to each person you send it to. People love to get cards in the mail, so make the new year a little brighter and mail out a card.[5]
- Write out a message that not only wishes the person a happy New Year, but one that also gives insight to your hopes for the new year. Maybe you haven’t seen that relative or friend in a while, and in your card, you express that.
- Include a festive photo with the card. The photograph can be you wearing a celebratory sweater for New Year’s, or it can be something as simple as you lounging outside with your pet. Pictures can easily be sent over social media, but sending a printed photo adds a personalized touch.
EditSaying Happy New Year in Different Languages
- Shout “Bonne année” (bon a-nay) while celebrating in France. Practice placing your tongue towards the roof of your mouth to pronounce the nasal “nay” for the second syllable of “année.” It makes the same long “a” sound as in the word “hay.”[6]
- Gather family and friends on December 31st to celebrate the saint’s feast day of “La Saint-Sylvestre” (la sin seal-vay-str). When the clock strikes midnight, yell, “Bonne année!” (bon a-nay) to wish everyone a happy New Year.
- Say “Feliz año nuevo” (feh-liz an-yoh n-way-vo) while in Spain. Memorize the phrase easily by directly translating it to English as “Happy Year New.” You may have already heard the word “feliz” used in other Spanish phrases like “Feliz Navidad,” as used in the popular Spanish-English Christmas song by José Feliciano. Then, remember that “nuevo” looks like the word “new.”[7]
- After learning the phrase, partake in the tradition of eating 12 grapes as the clock strikes midnight, and then shout, “Feliz año nuevo!”[8]
- Learn the Portuguese phrase “Feliz ano novo” (feh-liz an-oh noh-voh). Round your lips around the “oh” syllables to make the pronunciation easier. The sound is similar to the one you would make by simply sighing, “Oh.”[9]
- Notice that the phrase looks very similar to the Spanish phrase. Picking out these similarities between languages will make learning them easier.
- Practice the German saying “Frohes neues jahr” (frohes neu-yis yar). Enunciate the heavy “y” sounds in this phrase. Listen to the way different regions in Germany pronounce the same phrase. Sometimes, “neues” can also be pronounced as “neu-yiz.”[10]
- Once you have mastered that phrase, practice saying the alternative phrase, “Gutes neues jahr” (gutes neu-yis yar). In this case, “gutes” translates to “good.”
- Learn the Russian phrase “S novym godom” (s nò-vym gò-dam). Annunciate on the multiple long “o” sounds within this phrase. Practice saying the syllables quickly, so that it almost flows as a single word.[11]
- Practice saying an alternate version, “S novym schastem,” (s nò-vym sh-a-stym) which translates to, “Happy new happiness.”
- Learn the formal Japanese phrase “Akemashite omedetou gozaimasu.” Break down this phrase into phonetic syllables to make it easier to learn. Start by breaking up “akemashite” as “a-kay-mash-tay.” Then move onto the second word “omedetou” as “o-meh-deh-tò.” Lastly, sound out “gozaimasu” as “gò-zye-mas.” Practice saying the phrase together for a formal greeting.[12]
- Say the informal version of the phrase, “Akemashite omedetou,” to close family and friends. The words in this phrase are pronounced the same as in the formal version.
- Enjoy saying this phrase for the first 2 weeks of January while in Japan, as it is custom to celebrate the New Year for an extended time beyond January 1st.
- Celebrate the Chinese New Year by saying “Xīn nián kuài lè,” in Mandarin. Pronounce this formal greeting as “shin nee-an kwai le,” which translates to “New Year happiness.” Say this phrase to strangers or to acquaintances.
- Then, practice an informal version to say to family and friends, “Xīn nián hao” (shin nee-an how).[13]
EditTips
- Wish colleagues a happy New Year. Some people may feel reluctant to return to work so soon after the holiday season. Your greeting could be just the pick-me-up they need to remind them that people are work care about them, too.[14]
- Don’t be overzealous and wish every single person you see. Give people a chance to wish you a happy New Year as well, and always reciprocate with “Thank you” or “You too.”[15]
- Greet people at the end of December and the beginning of January. This applies to countries who follow the Gregorian calendar. New Year’s tends to be a fleeting and quick holiday, so make sure not to miss your chance to wish people well.[16]
- Be mindful if you are visiting a different country around New Year’s Eve or Day as that country might not celebrate it in a way that is similar to yours. For example, people in China will celebrate New Year’s at the end of January or early February. People of Islamic or Jewish cultures also have varying New Year’s dates.[17]
EditRelated wikiHows
EditSources and Citations
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from How to of the Day http://bit.ly/2R212ie
Virat Kohli targets series win after Boxing Day Test victory
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The Best of 2018: Guns and Glory
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Pujara and Kohli difference between two sides, says Langer
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The Best of 2018: World records in sports
Virat Kohli to celebrate New Year's eve with wife Anushka Sharma in Sydney
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Virat Kohli picks bowlers for special praise
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The Best of 2018: Talking points in sports
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Rohit Sharma blessed with a baby girl, to miss SCG Test
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